{"id":12268,"date":"2019-10-22T20:01:15","date_gmt":"2019-10-22T20:01:15","guid":{"rendered":"https:\/\/onlygunsandmoney.com\/?p=12268"},"modified":"2019-10-22T20:01:17","modified_gmt":"2019-10-22T20:01:17","slug":"uscca-fined-by-washington-state","status":"publish","type":"post","link":"https:\/\/onlygunsandmoney.com\/?p=12268","title":{"rendered":"USCCA Fined By Washington State"},"content":{"rendered":"<div class='__iawmlf-post-loop-links' style='display:none;' data-iawmlf-post-links='[{&quot;id&quot;:5500,&quot;href&quot;:&quot;https:\\\/\\\/www.insurancebusinessmag.com\\\/us\\\/news\\\/breaking-news\\\/wa-insurance-commissioner-fines-gun-owner-association-189315.aspx?utm_source=Pinpointe&amp;utm_medium=20191022&amp;utm_campaign=WIBA-Newsletter&amp;utm_content=00B630F4-4A29-4D8D-9C30-EBFEAAC148B3&amp;tu=00B630F4-4A29-4D8D-9C30-EBFEAAC148B3&quot;,&quot;archived_href&quot;:&quot;&quot;,&quot;redirect_href&quot;:&quot;&quot;,&quot;checks&quot;:[],&quot;broken&quot;:false,&quot;last_checked&quot;:null,&quot;process&quot;:&quot;done&quot;},{&quot;id&quot;:5501,&quot;href&quot;:&quot;https:\\\/\\\/www.insurance.wa.gov\\\/news\\\/kreidler-fines-uscca-100000-illegal-insurance-sales-policies&quot;,&quot;archived_href&quot;:&quot;&quot;,&quot;redirect_href&quot;:&quot;&quot;,&quot;checks&quot;:[],&quot;broken&quot;:false,&quot;last_checked&quot;:null,&quot;process&quot;:&quot;done&quot;},{&quot;id&quot;:5502,&quot;href&quot;:&quot;https:\\\/\\\/www.insurance.wa.gov\\\/news\\\/kreidler-bans-sale-nra-affiliated-insurance-seeks-fines-177000&quot;,&quot;archived_href&quot;:&quot;&quot;,&quot;redirect_href&quot;:&quot;&quot;,&quot;checks&quot;:[],&quot;broken&quot;:false,&quot;last_checked&quot;:null,&quot;process&quot;:&quot;done&quot;},{&quot;id&quot;:5503,&quot;href&quot;:&quot;https:\\\/\\\/www.insurance.wa.gov\\\/media\\\/7377&quot;,&quot;archived_href&quot;:&quot;&quot;,&quot;redirect_href&quot;:&quot;&quot;,&quot;checks&quot;:[],&quot;broken&quot;:false,&quot;last_checked&quot;:null,&quot;process&quot;:&quot;done&quot;},{&quot;id&quot;:5504,&quot;href&quot;:&quot;https:\\\/\\\/en.wikipedia.org\\\/wiki\\\/Mike_Kreidler&quot;,&quot;archived_href&quot;:&quot;&quot;,&quot;redirect_href&quot;:&quot;&quot;,&quot;checks&quot;:[],&quot;broken&quot;:false,&quot;last_checked&quot;:null,&quot;process&quot;:&quot;done&quot;},{&quot;id&quot;:5505,&quot;href&quot;:&quot;https:\\\/\\\/www.insurance.wa.gov\\\/about-mike-kreidler&quot;,&quot;archived_href&quot;:&quot;&quot;,&quot;redirect_href&quot;:&quot;https:\\\/\\\/www.insurance.wa.gov\\\/about-us\\\/about-patty-kuderer&quot;,&quot;checks&quot;:[],&quot;broken&quot;:false,&quot;last_checked&quot;:null,&quot;process&quot;:&quot;done&quot;},{&quot;id&quot;:5506,&quot;href&quot;:&quot;https:\\\/\\\/www.spokesman.com\\\/stories\\\/2012\\\/dec\\\/20\\\/sting-of-voter-backlash-lingers-for-supporters-of&quot;,&quot;archived_href&quot;:&quot;&quot;,&quot;redirect_href&quot;:&quot;https:\\\/\\\/www.spokesman.com\\\/stories\\\/2012\\\/dec\\\/20\\\/sting-of-voter-backlash-lingers-for-supporters-of\\\/&quot;,&quot;checks&quot;:[],&quot;broken&quot;:false,&quot;last_checked&quot;:null,&quot;process&quot;:&quot;done&quot;}]'><\/div>\n<p>The United States Concealed Carry Association was <a href=\"https:\/\/www.insurancebusinessmag.com\/us\/news\/breaking-news\/wa-insurance-commissioner-fines-gun-owner-association-189315.aspx?utm_source=Pinpointe&amp;utm_medium=20191022&amp;utm_campaign=WIBA-Newsletter&amp;utm_content=00B630F4-4A29-4D8D-9C30-EBFEAAC148B3&amp;tu=00B630F4-4A29-4D8D-9C30-EBFEAAC148B3\" target=\"_blank\" rel=\"noopener\">fined $100,000 by the Washington State Department of Insurance.<\/a> The violation was &#8220;selling unauthorized insurance that illegally covers defense costs for criminal shootings.\u00a0&#8221; USCCA also agreed to pay &#8220;$5,457 in unpaid premium taxes, penalties and interest. &#8220;<\/p>\n\n\n\n<p>In a press release dated October 21st,<a href=\"https:\/\/www.insurance.wa.gov\/news\/kreidler-fines-uscca-100000-illegal-insurance-sales-policies\" target=\"_blank\" rel=\"noopener\"> Insurance Commissioner Mike Kreidler (D-WA) said:<\/a><\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p> \u201cWe made two things very clear to USCCA,\u201d Kreidler said. \u201cInsurers must be authorized to sell in our state, and policies can\u2019t cover illegal activity. These law violations are fixable, if the company wishes to do business in Washington state.\u201d <\/p><\/blockquote>\n\n\n\n<p>USCCA and other such plans only cover you for viable self-defense incidents and not &#8220;illegal activity&#8221;.  Even though USCCA made this perfectly clear, the Department of Insurance contended that there was no mechanism to reclaim payments made to members who were later convicted of a crime.<\/p>\n\n\n\n<p>Anti-gunners love to talk about &#8220;loopholes&#8221;. The only loophole I see here is one that allows bureaucrats to make regulations out of whole cloth.<\/p>\n\n\n\n<p>On the authorization issue, Washington is probably correct. Selling insurance in a state does require a license from each individual state and the District of Columbia.<\/p>\n\n\n\n<p>Kreidler&#8217;s press release notes that USCCA could possibly still do business in the state.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p> USCCA could sell insurance legally in Washington by changing its policies to not insure criminal activity, and either becoming a registered insurer or by placing insurance business through surplus lines brokers. <\/p><\/blockquote>\n\n\n\n<p>Earlier in the year, Kreidler and the Department of Insurance went after the <a href=\"https:\/\/www.insurance.wa.gov\/news\/kreidler-bans-sale-nra-affiliated-insurance-seeks-fines-177000\" target=\"_blank\" rel=\"noopener\">NRA&#8217;s Carry Guard program<\/a>.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p> Insurance Commissioner Mike Kreidler today banned the sale of illegal insurance policies branded by the National Rifle Association (NRA) and will fine two companies involved in underwriting and selling them in Washington state.\u00a0<\/p><p><br>Kreidler\u00a0<a href=\"https:\/\/www.insurance.wa.gov\/media\/7377\" target=\"_blank\" rel=\"noopener\">ordered Illinois Union Insurance Co.<\/a>\u00a0to stop underwriting the policies, branded under the NRA as self-defense policies. They are illegal in Washington state because they insure unlawful activity.\u00a0<\/p><p><br>Kreidler also seeks to fine the company $102,000 for selling 811 of the illegal policies to Washington state consumers.\u00a0<\/p><p><br>Kreidler also seeks to fine Lockton Affinity L.L.C. $75,000. Lockton Affinity is the licensed insurance producer that sold the illegal policies on behalf of the NRA. \u00a0<\/p><p><br>\u201cWhen it comes to insurance products associated with the NRA, it\u2019s buyer beware,\u201d Kreidler said. \u201cThe attempt to insure a criminal act is a rip-off for consumers. The policies sold are deceptive and dishonest. I would be remiss as the state\u2019s insurance regulator if I didn\u2019t shut them down.\u201d <\/p><\/blockquote>\n\n\n\n<p><a href=\"https:\/\/en.wikipedia.org\/wiki\/Mike_Kreidler\" target=\"_blank\" rel=\"noopener\">Kreidler, 76<\/a>, is in his <a href=\"https:\/\/www.insurance.wa.gov\/about-mike-kreidler\" target=\"_blank\" rel=\"noopener\">fifth term as insurance commissioner<\/a>. He is an optometrist  by training. He served 16 years in the Washington House and Senate as well as one term in Congress. <a href=\"https:\/\/www.spokesman.com\/stories\/2012\/dec\/20\/sting-of-voter-backlash-lingers-for-supporters-of\/\" target=\"_blank\" rel=\"noopener\">He lost re-election in 1994<\/a> after voting for the Clinton &#8220;assault weapons ban&#8221;.<\/p>\n<div style=\"margin-top: 0px; margin-bottom: 0px;\" class=\"sharethis-inline-share-buttons\" ><\/div>","protected":false},"excerpt":{"rendered":"<p>The United States Concealed Carry Association was fined $100,000 by the Washington State Department of Insurance. The violation was&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"iawp_total_views":11,"footnotes":""},"categories":[1],"tags":[263,4034,4867,26,4865,4866],"class_list":["post-12268","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-carryguard","tag-clinton-awb","tag-comm-mike-kreidler","tag-nra","tag-uscca","tag-washington-state-dept-of-insurance"],"_links":{"self":[{"href":"https:\/\/onlygunsandmoney.com\/index.php?rest_route=\/wp\/v2\/posts\/12268","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/onlygunsandmoney.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/onlygunsandmoney.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/onlygunsandmoney.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/onlygunsandmoney.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=12268"}],"version-history":[{"count":1,"href":"https:\/\/onlygunsandmoney.com\/index.php?rest_route=\/wp\/v2\/posts\/12268\/revisions"}],"predecessor-version":[{"id":12269,"href":"https:\/\/onlygunsandmoney.com\/index.php?rest_route=\/wp\/v2\/posts\/12268\/revisions\/12269"}],"wp:attachment":[{"href":"https:\/\/onlygunsandmoney.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=12268"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/onlygunsandmoney.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=12268"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/onlygunsandmoney.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=12268"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}