{"id":36346,"date":"2026-08-11T12:41:23","date_gmt":"2026-08-11T16:41:23","guid":{"rendered":"https:\/\/onlygunsandmoney.com\/?p=36346"},"modified":"2026-08-11T12:41:24","modified_gmt":"2026-08-11T16:41:24","slug":"a-tax-free-way-to-support-your-gun-rights","status":"publish","type":"post","link":"https:\/\/onlygunsandmoney.com\/?p=36346","title":{"rendered":"A Tax-Free Way To Support Your Gun Rights"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">As a former financial planner, I am quite aware of the Qualified Charitable Distribution. If you are 70 1\/2 or older, it is an excellent way to make tax free contributions to 501(c)(3) non-profits which can range from your local church to many gun rights organizations. <\/p>\n<span hidden class=\"__iawmlf-post-loop-links\" data-iawmlf-links=\"[{&quot;id&quot;:19611,&quot;href&quot;:&quot;http:\\\/\\\/click.e.grnc.org\\\/click\\\/gr9g-d07mt-gnbzae-swpnbl4&quot;,&quot;archived_href&quot;:&quot;&quot;,&quot;redirect_href&quot;:&quot;https:\\\/\\\/www.irs.gov\\\/newsroom\\\/seniors-can-reduce-their-tax-burden-by-donating-to-charity-through-their-ira&quot;,&quot;checks&quot;:[],&quot;broken&quot;:false,&quot;last_checked&quot;:null,&quot;process&quot;:&quot;done&quot;}]\"><\/span>\n\n\n<p class=\"wp-block-paragraph\">While the alert below is specific to Rights Watch International of which I am the treasurer, a QCD could also be used to donate monies to groups like the NRA Civil Rights Defense Fund, the NRA Freedom Action Foundation, the Second Amendment Foundation, and many others.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The three key items to bear in mind are that you must be age 70 1\/2 at the time of the donation, it must come from an IRA, and the donation must go directly from the IRA custodian to the charitable organization.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">See the alert below for more information:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Rights Watch International is the 501(c)(3) educational and legal arm of Grass Roots North Carolina. Donations to RWI are deductible for income tax purposes.<br><br>The IRS gives you a way to make a tax-free contribution to help Rights Watch International with monies from your IRA. It is called a&nbsp;<a href=\"http:\/\/click.e.grnc.org\/click\/gr9g-d07mt-gnbzae-swpnbl4\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Qualified Charitable Distribution<\/strong><\/a>. Not only are you helping preserve and protect your Second Amendment rights but you are getting important tax benefits.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Of course, there are some restrictions.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You have to be age 70 \u00bd on the day of the distribution.<\/li>\n\n\n\n<li>The monies have to come from an IRA &#8211; traditional, rollover, inherited, inactive SEP, and inactive SIMPLE IRAs qualify.<\/li>\n\n\n\n<li>Rights Watch International has to give you an acknowledgement of the contribution.<\/li>\n\n\n\n<li>You have to report it on your Form 1040.<\/li>\n\n\n\n<li>The annual limit is $111,000 per individual.<\/li>\n\n\n\n<li>The distribution must come directly from your IRA custodian to Rights Watch International which is a qualifying 501(c)(3) non-profit.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Tax Benefits<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>No Income Added<\/strong>: The distributed amount is not added to your adjusted gross income (AGI).<\/li>\n\n\n\n<li><strong>Satisfies RMDs<\/strong>: It can fulfill all or part of your annual RMD once you reach RMD age.<\/li>\n\n\n\n<li><strong>Lowers Thresholds<\/strong>: Keeping your AGI lower can help reduce taxable Social Security benefits and prevent higher Medicare Part B\/D premiums.<\/li>\n\n\n\n<li><strong>Standard Deduction Friendly<\/strong>: You benefit even if you take the standard deduction rather than itemizing.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n<div style=\"margin-top: 0px; margin-bottom: 0px;\" class=\"sharethis-inline-share-buttons\" ><\/div>","protected":false},"excerpt":{"rendered":"<p>As a former financial planner, I am quite aware of the Qualified Charitable Distribution. If you are 70 1\/2&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"iawp_total_views":24,"footnotes":""},"categories":[1],"tags":[7392,492,25,7393,3396],"class_list":["post-36346","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-501c3-charities","tag-gun-rights","tag-internal-revenue-service","tag-qualified-charitable-distribution","tag-rights-watch-international"],"_links":{"self":[{"href":"https:\/\/onlygunsandmoney.com\/index.php?rest_route=\/wp\/v2\/posts\/36346","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/onlygunsandmoney.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/onlygunsandmoney.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/onlygunsandmoney.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/onlygunsandmoney.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=36346"}],"version-history":[{"count":1,"href":"https:\/\/onlygunsandmoney.com\/index.php?rest_route=\/wp\/v2\/posts\/36346\/revisions"}],"predecessor-version":[{"id":36347,"href":"https:\/\/onlygunsandmoney.com\/index.php?rest_route=\/wp\/v2\/posts\/36346\/revisions\/36347"}],"wp:attachment":[{"href":"https:\/\/onlygunsandmoney.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=36346"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/onlygunsandmoney.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=36346"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/onlygunsandmoney.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=36346"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}