Credit Cards Versus Debit Cards

Having been the victim of identity theft in the past, some of the tips this video gives make sense to me. I really like the part about using a debit card as a credit card with a signature. By doing this, you aren’t creating more debt but still are preventing scammers from getting your PIN number.

Regarding PIN numbers, do not use your birthdate! That should be obvious but bears repeating. Pick a number that is non sequential that you will remember. My favorite for married men is your wedding anniversary. It is a safer number plus it helps you remember your wedding anniversary so you don’t get caught forgetting it by She Who Must Be Obeyed.


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